PROGRAM GUIDE - ELIGIBILITY AND REQUIREMENTS: Gasoline service station with Convenience Store but neither the servicing nor repair of automobiles. Eligible Insureds must engage in the retail sale of Motor Fuels and Convenience Store as Mini Market, Delicatessen, and Auto Car wash facility may also be covered.
Property Limits
MAXIMUM Property Limits Including WINDSTORM OR HAIL
THE MAXIMUM AVAILABLE LIMIT on any one risk, for all Section I exposures, with WIND OR HAIL is
$1,250,000. This includes coverages for ALL Buildings, Your Business Personal Property and Business Income.
MAXIMUM Property Limits Excluding WINDSTORM OR HAIL
THE MAXIMUM AVAILABLE LIMIT on any one risk, for all Section I exposures, excluding WIND OR HAIL is
$1,250,000. This includes coverages for ALL Buildings, Your Business Personal Property and Business Income.
AGE CRITERIA FOR BUILDINGS
Coverage for buildings over 50 years old will be unacceptable, unless an evidence of updates for heating, cooling, electrical and plumbing systems are included with submission.
ROOF AGE CRITERIA FOR BUILDINGS WITH WIND COVERAGE
Buildings over 25 years old- Evidence of roof replacement will be required upon binding.
Acceptable evidence: Roofing permit.
EQUIPMENT BREAKDOWN COVERAGE INCLUDED
Every policy covering property (Buildings or BPP or both) automatically includes coverage for damage caused by such perils as artificially generated electrical current, mechanical breakdown, pressure equipment losses and more.
The following is just a
sample of the type equipment that can be protected by equipment breakdown coverage:
- Heating and air conditioning units
- Refrigeration units
- Computers
- Communication equipment
- Emergency Generators
- Diagnostic equipment
- Electronic equipment
