Distributors, Importers/Exporters, Freight Forwarders, Manufacturers
Offices & Warehouses
Premises Only General Liability

PROGRAM GUIDE - ELIGIBILITY and REQUIREMENTS: Program is designed for risks that need only Premises Liability Coverage. Applicant does not wish to purchase Products & Completed Operations. There is no requirement to maintain Products or Professional Liability Coverage. Coverage is available for insured’s that need to meet the requirements from the property owners (Landlords) from whom they rent space.

Coverage Available as:
Commercial Package Policy or Monoline Commercial General Liability

Business Personal Property Coverage - Commercial General Liability coverage for Premises

Application

USE: DIST – IMP/EXP 416 (13-13)

Property Limits

THE MAXIMUM AVAILABLE LIMIT is $500,000 any one risk, for all coverages Combined, (Business Personal Property, Business Income, Inland Marine).

EQUIPMENT BREAKDOWN COVERAGE

Every policy covering property (Buildings or BPP or both) automatically includes coverage for damage caused by such perils as artificially generated electrical current, mechanical breakdown, pressure equipment losses and more.

The following is just a sample of the type equipment that can be protected by equipment breakdown coverage:

• Heating and air conditioning units
• Refrigeration units
• Computers
• Communication equipment
• Emergency Generators
• Diagnostic equipment
• Electronic equipment

General Liability

Maximum Coverage Limits:

• $1,000,000 Each Occurrence
• $2,000,000 General Aggregate
• $ N/A Products and Completed Operations Aggregate
• $100,000 Damage to Premises Rented to You (Fire Damage) –Any one Premises
• $5,000 Medical Expense Limit (any one person)

ClassCode	Classifications	Premium Basis
61230	Offices - Distributors, Importers/Exporters, Freight Forwarders, Manufacturers	Square Feet
68710	Warehouses - Distributors, Importers/Exporters, Freight Forwarders, Manufacturers	Square Feet

COVERAGE

We offer commercial General Liability Occurrence Form

POLICY FORMS AND RATE

Insurance Service Office and GIC Rules, loss cost rates and Forms apply in all cases.

TERRITORY

State of Florida ONLY
Eligible Classes

• Distributors Offices - Warehouses
• Import/Exporters offices - Warehouses
• Freight Forwarders Offices - Warehouses
• Manufacturer Offices - Warehouses